+385 98 983 2004
jasminka.rojko@rojko.co

Financial Consulting for Sustainable Business

By optimizing your balance sheet and structuring sustainable financing of your projects aligned with EU Taxonomy and sustainable business requirements, you improve your bank rating, reduce risks and financing costs, and gain a fresh perspective for your financial and business decisions.

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Planning new investment projects?

Let’s make them more sustainable and negotiate better financial terms for you.
How do we achieve this?

SUSTAINABLE FINANCING

By adapting and aligning your investment projects with the EU Taxonomy and NPOO (DNSH), we help you achieve significant savings in energy efficiency and through favorable financing via green loans and other alternative sustainable financing models.

FINANCING STRUCTURE OPTIMIZATION

Through proper investment structuring and balance of financing sources aligned with expected outcomes, we ensure the long-term stability of your business and the security of handling unforeseen future challenges.

BUSINESS PLANNING

We help you become a desirable credit client by preparing business projections, business plans, or investment studies, ensuring transparency and clarity of your business idea and expected financial indicators, speaking the language of commercial and development banks.

NON-REFUNDABLE FUNDS

Besides savings in financing for your sustainable project, we help you identify the potential for numerous other savings and non-refundable funds, including benefits from the Investment Promotion Act and access to a wide range of EU funds and guarantee schemes from development banks.

We support you on your investment journey, from the initial idea, through document preparation, to negotiations with commercial and developmental banks.

Want to know how the bank sees you before setting your rating and financing terms?

Let’s view your finances from a different perspective to improve financial indicators and achieve better lending conditions. How do we achieve this?

STRATEGIC VIEW

Through a strategic perspective on your financial indicators, including those of financial stability, liquidity, and profitability, we provide independent and comprehensive suggestions and assistance in balance sheet optimization and profitability structuring.

BALANCE SHEET OPTIMIZATION

By aligning your short-term and long-term financing sources with the appropriate asset structure, we help you improve financial indicators, balance your balance sheet, and ensure the long-term stability and sustainability of your business.

MANAGERIAL REPORTING

We assist in establishing dynamic managerial reporting, giving clarity and comparability of your financial indicators, allowing you to make better business decisions, and always be ready to answer any bank question.

PLANNING FOR SUCCESS

Looking ahead, with planning and projection of key indicators (P&L, Balance Sheet, CF), we help you achieve clarity of goals and proactive focusing of your activities into profitable projects, making you a credible financial partner.

By preparing a presentation of your business idea and participating in negotiations with banks, you gain a reliable partner who understands the language of the financial industry and assists you in achieving the best terms for your growth. Throughout the process, you can count on experienced guidance, which, besides achieving favorable terms, ensures the long-term supplementation of knowledge you don’t have in-house and boosts team expertise for a sustainable future.